Power, Simplicity, Control

MoneyWell is personal finance software that packages powerful "envelope" budgeting tools into a simple single window interface. Control spending, reduce debt, or just balance your checkbook—no matter how you use it, you'll love the lack of clutter and the instant financial feedback.

Struggling with Cash Flow?

People all over the world are stuck with credit card debt, paying high-interest loans, or just losing the battle to know how and where their money is spent. Instead of helping with this problem, most personal finance packages make it more complicated. MoneyWell is different. Instead of forcing you to generate complex reports or click a dozen times on pie charts, MoneyWell shows you all you need to know by just opening the program.

Envelope Budgeting, Bucket Style

The manual method of dividing up your income and putting cash into labeled envelopes to control your spending is a great way to budget your money, but it's no longer practical in our debit card society. MoneyWell emulates this with electronic buckets and simplifies it by automating your money flow.

How Does This Help My Spending?

Many of us have gotten into the dangerous habit of checking our bank account balance to see if we have money left to spend. This leads to the, "Oh, I forgot we needed money for that" comment a week later. And that leads to, "We'll just put that on the credit card," which leads to handing control of your money over to Visa or MasterCard.

MoneyWell gives you simple methods to keep control. It's as easy as 1, 2, 3:

1. Create a Spending Plan
2. Flow your income into your expense buckets
3. Spend only what you have in each bucket

If you have cash left over, it can be left in a bucket to spend later or flowed into other buckets to improve your savings or reduce your debt. Budgeting is painful because you feel locked into a rigid method of dividing up your cash. With MoneyWell, you can change your mind and make new choices throughout the month should you decide to spend less in one area in order to spend more in another. It's all about balance.

With this budget flexibility and tons of visual feedback, MoneyWell empowers you to build a better financial future. A question like, "Is there money available for the family to go see a movie?" is easily answered by a quick glance at your "Entertainment" bucket. Not only will it show the amount of cash left to spend, it will tip over when empty. Want to know if your spending has increased or decreased for dining out? Click on the "Dining" bucket and the Cash Flow Graph shows your spending trends.

The solution to controlling your spending is knowing what you have left to spend. MoneyWell gives you that and more. Learn more...

Watch Understanding MoneyWell to learn more about this innovative financial tool.